The XRP Ledger (XRPL), launched in 2012 by Ripple Labs, is a cryptocurrency platform, also known as the Ripple Protocol. It utilizes XRP as its native cryptocurrency and supports tokens, other cryptocurrencies, and units of value such as frequent flyer miles or mobile minutes. The XRPL facilitates various financial transactions and is designed for fast and efficient cross-border payments.
In 2011, the development of the XRP Ledger was initiated by engineers David Schwartz, Jed McCaleb, and Arthur Britto.
In September 2012, shortly after the XRP Ledger launched, McCaleb, Britto, and Chris Larsen founded Open Coin to operate on the ledger.
In 2012, the "XRP Ledger Consensus Protocol" technology was formally established.
In 2012, the XRP Ledger (XRPL), also known as the Ripple Protocol, was launched by Ripple Labs as a cryptocurrency platform. The XRP Ledger uses XRP and supports various tokens and units of value.
On September 26, 2013, OpenCoin officially changed its name to Ripple Labs, Inc., with Chris Larsen as its head.
In May 2018, Ashton Kutcher donated $4 million in XRP to a charity sponsored by Ellen DeGeneres, marking XRP as the "third most-valuable cryptocurrency on the market" at that time.
On July 13, 2023, Judge Analisa Torres of the United States District Court for the Southern District of New York ruled that the XRP token itself is not a security, though its method of sale could be.
On March 2, 2025, President Donald Trump announced that XRP would be included in a planned U.S. crypto strategic reserve alongside four other digital assets.
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