Dave Ramsey is a prominent American financial advisor, radio personality, and author. As the host of the nationally syndicated "The Ramsey Show" and CEO of Ramsey Solutions, he advocates for debt reduction and financial literacy. Ramsey's core message revolves around his "7 Baby Steps," a plan for achieving financial freedom, starting with a small emergency fund and progressing to debt elimination, investing, and wealth building. His approach emphasizes frugality, budgeting, and disciplined financial behavior, as detailed in his bestselling book, "The Total Money Makeover." He aims to empower individuals to take control of their finances and build long-term wealth.
Financial expert Dave Ramsey provides guidance on extreme debt cases involving young adults and warns Medicare beneficiaries about common errors in program understanding, emphasizing the importance of financial literacy.
On September 3, 1960, David Lawrence Ramsey III was born. He is an American radio personality known for providing financial advice.
On June 26, 1982, Dave Ramsey married his wife, Sharon.
By 1986, Dave Ramsey had accumulated a real estate portfolio valued at over $4 million.
In 1988, Dave Ramsey filed for Chapter 7 bankruptcy after his primary lender called in his promissory notes.
In 1991, Dave Ramsey formed the Lampo Group (now known as Ramsey Solutions) to provide financial counseling professionally.
In 1992, Dave Ramsey self-published his first book, Financial Peace.
In 1994, Dave Ramsey introduced Financial Peace University, his nine-lesson course on personal finance.
In 1996, Dave Ramsey became the solo host of the radio show.
In 2004, the Gannett newspaper group dropped Dave Ramsey's financial advice column after discovering changed names in readers' letters.
In 2007, Dave Ramsey began hosting The Dave Ramsey Show on Fox Business.
In 2010, The Dave Ramsey Show ended its run on Fox Business.
In 2015, Dave Ramsey was inducted into the National Radio Hall of Fame.
As of 2018, Dave Ramsey had an estimated net worth of $55 million.
On March 2, 2020, Ramsey dismissed refund requests for live events and opposed mask mandates, calling them "a sign of fear".
In February 2021, Ramsey told Fox News that he did not support stimulus checks, stating that people who needed them had "other issues going on."
In 2021, Ramsey sold his home in Franklin, Tennessee, for $10.2 million and began construction on a new home.
In 2024, Ramsey supported Donald Trump in the United States presidential election.
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