History of The Ramsey Show in Timeline

The Ramsey Show, hosted by Dave Ramsey and co-hosts, is a self-syndicated radio program broadcast from Ramsey Solutions in Franklin, Tennessee. It airs Monday to Friday, offering financial advice and guidance to listeners.

1992: Dave Ramsey's first appearance on WTN 99.7 FM

In June of 1992, Dave Ramsey was invited to WTN 99.7 FM in Nashville, Tennessee, to promote his self-published book, Financial Peace. His live financial advice proved popular with listeners.

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1996: Ramsey proposes national syndication

In 1996, Dave Ramsey proposed national syndication for The Money Game. Due to concerns from insurance regulators about co-host Matlock's insurance license, Matlock left the show.

1996: Ramsey begins independent syndication

Since 1996, Dave Ramsey has managed the syndication of The Ramsey Show independently through his company, Ramsey Solutions. The show airs on over 600 stations, SiriusXM, and iHeartRadio.

1999: The Dave Ramsey Show name change

In 1999, with Dave Ramsey as the sole host, The Money Game was renamed The Dave Ramsey Show.

2000: Delony earns bachelor's degree

In 2000, John Delony earned a bachelor's degree in humanities and psychology from Lubbock Christian University.

2010: Rachel Cruze joins Ramsey Solutions

In 2010, Rachel Cruze, Dave Ramsey's daughter, joined Ramsey Solutions.

2013: Delony completes Higher Education Management Development Program

In 2013, John Delony completed the five-day Higher Education Management Development Program through Harvard University's Graduate School of Education.

2013: The show moved from WTN to WPRT

In 2013, The Ramsey Show moved from WTN to WPRT (known as "102.5 The Game") after contract negotiations with WTN fell through.

2013: Kamel joins Ramsey Solutions

In 2013, personal finance expert, author, and content creator, Kamel joined Ramsey Solutions.

January 1, 2014: The show moved to WLAC

On January 1, 2014, The Ramsey Show moved to WLAC.

2014: Coleman joins Ramsey Solutions

In 2014, Career development and leadership coach, Coleman joined Ramsey Solutions.

2017: Dave Ramsey describes the 'debt-free scream' practice

In a 2017 interview, Dave Ramsey described the 'debt-free scream' as a symbolic emotional milestone for participants. The tradition started in the early 2000s after a caller spontaneously shouted about paying off her debt.

May 2018: Delony joins Belmont University

In May 2018, John Delony joined Belmont University as associate provost and dean of students.

2018: Delony completes two PhDs

In 2018, John Delony completed two PhDs from Texas Tech University in counselor education and supervision and higher education administration.

2020: Coleman begins co-hosting The Ramsey Show

In 2020, Coleman began co-hosting The Ramsey Show, as well as hosting his own program, Front Row Seat.

2020: Delony joins Ramsey Solutions

In 2020, John Delony joined Ramsey Solutions as a Ramsey Personality, specializing in mental health and interpersonal relationships. He co-hosts The Ramsey Show and hosts his own podcast, The Dr. John Delony Show.

2020: The Ramsey Show rebranded to reflect inclusion of co-hosts

In 2020, The Dave Ramsey Show was rebranded as The Ramsey Show to reflect the inclusion of multiple permanent co-hosts.

2020: Dr. John Delony joins Ramsey Solutions and begins co-hosting The Ramsey Show

In 2020, mental health expert Dr. John Delony joined Ramsey Solutions and began co-hosting The Ramsey Show. He also hosts The Dr. John Delony Show podcast.

2021: Kamel becomes a co-host of The Ramsey Show

In 2021, Kamel became a co-host of The Ramsey Show. He also co-hosts Smart Money Happy Hour and has an eponymous YouTube channel.

2022: Warshaw joins The Ramsey Show

In 2022, personal finance coach, author, and former entertainment industry professional, Warshaw, joined The Ramsey Show.

2023: Ramsey discusses show changes

In a 2023 interview, Dave Ramsey explained that the show's rebranding was to prepare the program for "generational success" and that he would co-host the show "as long as I make sense."

2025: The Ramsey Show among most-listened-to radio shows

In 2025, The Ramsey Show was recognized as one of the most listened-to radio shows in the United States, according to Talkers Magazine. The show is available on terrestrial radio, podcast outlets, iHeartRadio, and Sirius XM.